Organic Mortgage

Today’s mortgage market has become tainted with genetically modified terms (GMT) similar to GMO food.  Food additives that destroy the human body are no different than unnecessarily added mortgage fees which destroy the integrity of the loan. 

When you get an Organic Mortgage you are getting a Non GMT, without any extra fees being added in.

Just as we need to keep a sound and healthy body we need to make sure we are making sound and healthy decisions regarding such a large investment as a mortgage.

What is an Organic Mortgage?   An Organic Mortgage is a mortgage that has no added fees.

See the example below to help you understand the difference between a traditional mortgage and an Organic Mortgage.

Traditional Mortgage Fee Example

  1. Application Fee  $200-$500
  2. Underwriting fee $495-$1680
  3. Processing Fee $250-$700           
  4. Administration Fee $200-$500
  5. Commitment Fee $300-$500
  6. Credit Report Fee $20-$75
  7. Lock in Fee $0-$2500

Total Fees before discount points, appraisal, and title.  $1465-$6455

"Organic Mortgage" Fee Example

  1. No Application Fee $0
  2. No Underwriting Fee $0
  3. No Processing Fee $0
  4. No Administration Fee $0
  5. No Commitment Fee $0
  6. No Credit report fee $0
  7. No Lock in Fee $0

Total Fees before discount points, appraisal, and title.  $0

Now that’s an Organic Mortgage!

The only fees you will pay with an Organic mortgage is Appraisal Fee paid directly to the appraisal company, the title fees, and recording fees payable to the title company and county and the discount fee for the interest rate, plus any applicable local, state and federal taxes or charges.  Escrows can be financed in or paid in full at closing.

Call us today to ditch that Traditional GMO and pesticide infested mortgage for a clean natural no added fee “Organic Mortgage” offered exclusively nationwide by Prime 1 Bancorp, LTD or a licensed affiliate.             

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Disclaimer:
Prime 1 Bancorp, Ltd is not affiliated with any government organization or bank nor do we act on behalf of the FHA or VA. This material is not from HUD or FHA and has not been approved by HUD or a government agency. We are not a Federally chartered or State Chartered Bank. We are an we are an Illinois Residential Mortgage Licensee by the Office of Banks and Real Estate Lic #MB.6761138, a California CFL Licensed Mortgage Brokerage by Department of Business Oversights Lic #60DB055973, a Colorado Registered Mortgage Brokerage by Division of Real Estate, a Florida Residential Mortgage Brokerage Licensed by the Office of Financial Regulation Lic #MBR1930 dba Prime 1 Mortgage Inc, a Kentucky Mortgage Loan Broker Licensed by the Office of Financial Institutions Lic #MB729362, a Tennessee Licensed Mortgage Broker by the Department of Financial Institutions Lic #218020, a Texas SML Licensed Mortgage Brokerage by the Texas Department of Savings and Mortgage Lending, and a Wisconsin Licensed Mortgage broker by the Department of Financial Institutions Lic #1434638BR Prime 1 Bancorp, LTD Corporate Office is located at 2720 S. River Rd Suite 50, Des Plaines, IL 60018 our Toll Free Number is 888-205-3737. NMLS: 1434638

Loan product availability is subject to qualification of the borrower and loan approval after full review of the file. Not every applicant qualifies or is eligible for every loan program. Some loan products may not be available in all states. Loan approval, note rate and annual percentage rate are dependent on factors including, but not limited to, credit, collateral, income, assets and overall financial history. Not all applicants will be approved for a loan. All loan programs, terms and annual interest rates are subject to change without notice. NMLS: 1434638

Figure: 7 TAC §80.200(b)

"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.